Our platform is developed in-house using proprietary technology, delivers comprehensive, modular, and flexible payment processing solutions, along with acquirer functions, and merchant and partner reporting. These solutions are fully customizable for white-label applications, allowing businesses to tailor features to their unique needs. Whether it’s application and boarding, underwriting, or dispute management, our versatile platform adapts to meet your requirements.
Designed for automation and efficiency, our platform technology provides solutions for:
When a transaction is disputed, and the merchant opts to respond, we act as an intermediary to facilitate the communication of rebuttal information to the card brand.
Our intuitive dashboard and automated processes streamline dispute management, empowering you to optimize your dispute handling with the following features:
Simplify your dispute management process while offering transparency and support to your merchants and partners.
The Partner Manager Module simplifies the onboarding process with a customizable application that includes your terms, conditions, costs, and revenue-sharing agreements. Through automated vetting and onboarding, partners gain immediate access to a powerful Partner Portal equipped with a robust suite of tools, including:
The Partner Manager Module provides transparency, efficiency, and flexibility, empowering you to build and maintain successful partnerships with ease.
Effective risk and compliance management are essential for adhering to card brand regulations and meeting state and federal requirements. These practices not only ensure regulatory compliance but also foster sound business operations and sustainable growth.
Qualpay’s platform provides a structured approach to compliance through the following key features:
Sponsor banks can enhance their compliance efforts by utilizing application and transaction data feeds directly through Qualpay. These tools provide actionable insights and improved oversight, enabling sponsor banks to monitor and manage risk more effectively.
With Qualpay, businesses and financial institutions are equipped with the tools to navigate complex compliance landscapes, ensuring operational integrity while fostering scalability and sustainable growth.
The Acquiring Module provides a robust suite of tools and functions to support every aspect of acquiring activities, enabling businesses of all sizes to underwrite, board, offer payment solutions, manage partners, and handle payments, compliance, and risk effectively. Our platform connects directly to card brands to support your BIN and ICA requirements. The merchant and partner portals can be white-labeled, and our multi-branding capabilities allow partners to deliver a fully branded experience to their merchants.
Manage your entire acquiring portfolio with technology designed to scale with your business and optimize operational efficiencies. Whether you're an ISO or Sponsor Bank, Qualpay’s Acquiring Module provides the tools you need to succeed in today’s dynamic payment landscape.
For sponsor banks offering depository accounts along with credit-card merchant accounts to businesses, the Qualpay platform provides the capability to deliver instant funding. This advanced infrastructure supports integrated credit card processing accounts along with underwriting for depository accounts, creating a seamless experience for both banks and merchants.
Qualpay connects directly to a banking core, enabling:
The Instafunding Module enhances cash flow efficiency, delivering unparalleled convenience for sponsor banks and their merchant clients.
Our platform simplifies the entire application, underwriting, and boarding process, enabling quick configuration and setup of applications, email communications, risk scorecards, and workflows tailored to your specific markets and risk appetite. The data-driven platform is designed for maximum flexibility, adapting seamlessly to evolving business models, partnerships, sales channels, and industry verticals.
For automated underwriting, you can leverage Qualpay’s trusted vendors for data validation or bring your own, creating a customizable solution that meets your business needs. Custom workflow creation ensures the platform supports your unique requirements for underwriting and onboarding.
The application module extends beyond merchant account applications—it can also be used to vet partners or manage any process requiring a form, workflow, and optional underwriting.
This comprehensive module provides the tools and flexibility required to manage applications efficiently across multiple channels, making it a versatile solution for diverse business needs.
Empower your merchants with a fully customizable, whitelabeled payment processing solution and Management Portal tailored to meet diverse business needs. Benefit from sale-to-deposit reconciliation reporting and provide a single portal for comprehensive reporting, dispute management, billing, statementing, and 1099 reporting access.
Equip your merchants with the tools to streamline payment operations, improve transparency, and drive growth, all while maintaining your brand's identity.
