Industries We Support with ACH and E-check Payments Processing Solutions

ACH and eCheck transactions can have lower processing fees compared to credit card payments, making them a cost-effective option. The ability to accept ACH and eCheck payments offers significant benefits to customers in a range of industries:

Business-to-business (B2B) service providers can utilize ACH/eChecks for secure and cost-effective payment processing between businesses.

Waste management companies can accept ACH/eChecks for recurring as well as one-time payments related to waste disposal fees, recycling services, and waste container rentals from business clients.

Utility companies and energy providers can leverage ACH/eChecks for processing utility bill payments and recurring payments from residential and business customers.

For nonprofit organizations, ACH/eCheck processing is ideal for setting up recurring donation programs, allowing donors to automate regular contributions. This can provide nonprofits with a stable and predictable source of funding over time.

Subscription-based businesses, including SaaS providers, streaming platforms, and membership organizations, can integrate QualPay to manage recurring ACH payments.

Supply chain companies can offer ACH/eChecks as a secure payment method for logistics services, shipping solutions, and supply chain management between businesses.

Manufacturers and suppliers of industrial equipment and materials can use QualPay to accept recurring payments for equipment rentals, maintenance contracts, and supply orders.

How Your Business Can Accept ACH Payments With Qualpay

ACH, which stands for Automated Clearing House, is a network that facilitates electronic money transfers and payments between bank accounts in the United States. ACH payments allow businesses and consumers to send and receive funds securely and efficiently without the need for paper checks, wire transfers, or credit card transactions.

Unlike credit card payments, where authorization is given by the issuing bank electronically during the sale process, you must collect ACH authorizations directly from your customers and store them for two years. By collecting and storing ACH authorizations properly, your business demonstrates compliance with regulatory requirements, which mitigates the risk of disputes or unauthorized transactions.

Your business can start accepting ACH payments with QualPay with a few simple steps:

If you already process credit cards with Qualpay, send a request to your Qualpay Sale Representative or contact Qualpay Support. Adding ACH payments follows a process similar to that of credit cards, albeit much shorter. We will ask you questions about your expected ACH payments and have you review and agree to pricing. Underwriting will review the request, and if approved, ACH payments will be added to your account.

If you are new to Qualpay, you can request to process ACH payments in addition to credit cards when you fill out your merchant application.

Read more about accepting ACH Payments in our ACH FAQ or take our Savings Challenge to see how Qualpay can help you accept payments more efficiently at a lower cost.