Take the Qualpay Savings Challenge. It's free.

See how much we can save you in interchange fees.

Send us your payment processing statement

We'll give you an audit with your cost savings

Our review will show if you are paying the lowest interchange rate for which you qualify

Upload one of your latest statements and we will create a custom audit of your interchange charges to see if you are paying more than you have to.

For those of you who do not know, every card a business accepts has a price of acceptance set by the card brands. This is called the interchange rate.

The interchange rate is determined by a collection of factors, including the card type, one's particular industry and qualifying criteria like the Address Verification Service, the Card Verification Code number and any and all applicable tax rates.

All this data is passed on during the payment process and an interchange rate is automatically set. What every business wants to happen during the payments process is for the interchange rate to be set at the target interchange. The target interchange is the lowest priced interchange rate required to allow a transaction to proceed.

Qualpay makes sure you always pay the target interchange rate

Qualpay's cutting-edge technology ensures you are utilizing the correct criteria to achieve the lowest interchange rate—the target interchange. That means properly setting up all the qualifying data necessary to meet the card brands' rules. It also means passing along the correct industry classifications. And should you need further help in qualifying for the lowest interchange rate, our support staff is always ready to assist you.

Your statement information is safe with us

Please be assured that the information you share with us is totally secure. We will never compromise your data. That's a promise that we keep with all our customers.