The World of Payments

Faster, more efficient onboarding has arrived in customer banking. Business clients now expect it too....

Time waits for no one, but no one wants to wait through a lengthy onboarding process. Geoffrey Chaucer famously wrote about time...

The recent swipe fee settlement between merchants and the major card networks has generated a great deal of attention...

There seem to be so many different payment companies out there. How do I know that I am choosing the right one...

She told you to stop neglecting your payment reconciliation! Okay, maybe she didn't tell you that. But she might have if she knew you were...

Many merchants are exposed to it. However, Qualpay can protect you from its harmful effects...

Our onboarding process gets clients' payments systems up and running in seemingly no time...

It's all about optimizing your interchange fee. Interchange fees are a schedule of fees paid...

Maybe you need to see other processors. It happens. We fall out of love. There can be many reasons...

A chicken in every pot! A car in every garage! Interchange optimization for every credit card transaction...

Basically, Visa is consolidating its existing fraud and dispute programs into a single streamlined system...

For merchants dealing with Automated Clearing House Network rejections, help is on the way thanks to the ACH's detailed code system...

Read all about it. A quick guide (sorta) to understanding this important part of running your business...

Embedded payments allow Independent Software Vendors (ISVs)...

PayFac is shorthand for a payment facilitator. PayFac acts as an intermediary between...

We're going to level with you (all puns intended): Discussing credit card processing levels can be a pain...

The explosive growth of e-commerce and digital transactions has made the demand for efficient and secure online...

If you want to accept electronic payments, you've got to learn the ABCs of Payment APIs...

Qualpay Account Updater ensures your customers' credit card information is always up-to-date...

What are the three basic elements that make up the cost of a credit card transaction? The following three elements...

A merchant account is a specialized type of commercial bank account that allows businesses to accept payments...

In today's competitive market, home heating oil, propane, and gas suppliers are looking for ways to optimize operations...

It's a question we at Qualpay get from businesses all the time. (If we had a dollar for every time we've been asked this...

It's a question many businesses face these days. Should a company begin accepting credit cards in addition to the payment methods...

When it comes to designing your website, it's crucial that you make your checkout page as convenient, simple, and seamless...

Visa recently revised and updated its evidence requirements necessary for merchants to challenge so-called “friendly fraud” dispute...

That is the question. But the answer isn't simple. Yes, a surcharge can help you recoup some of the expenses associated with accepting credit cards...

You have a business to run. And nothing is more important than ensuring you do all you can to keep that business...

After delaying interchange fee increases because of the COVID pandemic, and amidst rising costs...

Demand the best support. Every business understands the importance of maintaining and receiving exceptional service...

Don't blame yourself. Many merchants know the feeling—matching credit card transactions from the initial customer sale to the final deposit...

Like most merchants today, you are no doubt quite familiar with cell phone payment apps. These are apps like PayPal...

They say habits are like a comfortable bed, easy to get into but oh so hard to get out of. As the world emerges from the pandemic, the conversation...

We swear—Qualpay's real-time reconciliation reporting makes tracking credit card transactions a whole lot easier. If you are a merchant...

Are you storing customer payment data for subsequent payments? Then this service is an important benefit...

ACH electronic transfers offer merchants a lot of advantages. And consumers are increasingly choosing ACH to make payments...

Cash actually has hidden—and sometimes not so hidden—costs associated with it. We all understand that there are costs associated with accepting credit cards...

The move toward a cashless society has gained even more momentum during the coronavirus crisis. The COVID-19 pandemic...

The Why, the Rules, and Best Practices of Subscription Payments. Subscriptions have become an everyday part of life for many people and even more so in these COVID times...

Why Sales And Deposits Don't Match? Merchants often have trouble tracking credit card transactions through to cash in their Bank...

What does it mean? When a customer buys a new $25 t-shirt using their credit card, the bank that issued the card (Issuing Bank) funds $25 to the t-shirt store...

An extra security measure that pays off in numerous ways. Providing your customers with a simple and convenient way to make online purchases is of course essential in today's...

Take steps to protect both your business and the impacted cardholders. If you suspect that you are a victim of a carding attack, the first thing...

How to Thrive in an Online World. As the COVID-19 pandemic continues to drive consumers indoors and online, SMBs...

The sooner you understand it, the sooner you can fight it. Carding is a form of credit card fraud in which a stolen credit card is used to purchase goods...

The best defense against chargebacks and lost revenue, is ALWAYS delivering quality customer support...

Use Account Updater to keep cardholder data fresh. What happens when a customer doesn't tell you that their card information has changed?...

On January 1st a new law went into effect in California that represents the first comprehensive consumer online...

Why Businesses Should Connect Directly to an Integrated Payments Provider. If you are in a business that requires software it is likely that you work...

It was definitely the right solution for our Partner ExaVault. The ACH Network is now one of the largest...

Adding the Cloudflare service to your WordPress site adds security and performance...

A couple months ago, I noticed a new feature in my AWS Application Load Balancer configurator: Authenticate...

A while back, one of our remote offices had trouble reaching our web application. The DNS result for our CDN...