Modular Acquiring and Payments Platform for Financial Institutions

Modular Payment Platform for Financial Institutions

Integrate seamlessly with your banking core with our centralized solution for merchant processing and much more.

Qualpay has created a specialized acquiring and payment processing solution tailored for financial institutions that may be leveraged to offer integrated merchant processing alongside banking services to their commercial clients. This proprietary technology is modular and flexible, featuring advanced acquirer management capabilities for sponsor banks, integration with any preferred merchant processor, and extensive partner reporting.

Our platform is fully customizable supporting white-label applications, allowing you to tailor features to meet your customer’s needs. These features include custom applications built to support your credit policy requirements and onboarding processes, sophisticated underwriting tools, ongoing persistent monitoring and fraud management tools, merchant facing payment processing solutions, and efficient dispute management system that enables merchant interaction and acquirer management.

Qualpay offers more than just a payment solution with a straightforward connection to your processor. We go beyond Payments and Merchant Acquiring by enabling you to deliver additional financial products and services, such as Banking-as-a-Service (BaaS) and Instant Funding. This enhances the value you provide to your clients. With support for direct integrations to your banking core, we streamline the application and onboarding processes for both business checking and merchant processing combined.

Benefits of Payment Processing for Financial Institutions

White-Label Payment Processing Platform

Application Module

Application and Underwriting Module streamlines the entire process from application to boarding with customizable workflows and risk scorecards.

Merchant Processing Module

Merchant Management Module provides a customizable, white-labeled portal for comprehensive reporting, dispute management, billing, and more.

Card Brand Compliance

Risk and Compliance Management Module ensures adherence to card brand regulations and regulatory requirements.

Partner Manager Module

Partner Manager Module simplifies partner onboarding with customizable applications and provides access to a powerful Partner Portal.

Dispute Management Module

Dispute Management Module streamlines the dispute handling process with an intuitive dashboard and automated processes.

Acquiring Module

Acquiring Module facilitates direct connections to banking cores, enabling features like instant funding and multi-branding capabilities.