NWRA Members benefit from our integrated payments platform, which enables you to:
If you accept customer payments, then you are working with a payment gateway provider. This third-party service enables businesses to process both in-person and online payments. These typically handle credit and debit card payments, ACH, digital wallet payments, and other alternative methods.
Some processors charge a PCI non-compliance fee when a business fails to prove it complies with PCI-DSS requirements. These fees are usually charged monthly, though some may be assessed annually. Non-compliance fees are typically listed and clearly labeled on your monthly statement.
When a customer submits payment details at checkout, the payment gateway securely encrypts and transmits the information to the relevant payment network. The network then approves or declines the payment and sends the result back to the gateway, completing the purchase.
Some gateways charge fixed monthly fees, others charge only per transaction, and some charge for both.
We offer integrated payment solutions that combine your merchant account and payment gateway under one service and one standard fee. With Qualpay, there’s no need to manage multiple providers or pay numerous fees. Once your merchant account is set up, everything is included—making it easier for business owners and financial managers to access all transactions, consolidate multiple business lines, and manage payments across platforms.
Our comprehensive offering provides several key advantages to NWRA members:
Securely manage customer data and access back-office resources and reporting through one easy-to-use interface across multiple locations or brands.
Qualpay is known for our commitment to customer service. Our support process increases your operational effectiveness and lowers your costs through a variety of online resources and direct, live phone access to our subject matter experts.
Qualpay takes data ownership and portability seriously. We will assist in migrating your customer tokens from your third party gateway to Qualpay, eliminating the need to recollect this information. With Qualpay, Marketers fully own their payment data and can make decisions that are best for their business without worrying about customer payment data.
Help prevent payment declines by opting to use Account Updater to keep cardholder data fresh.
We ensure that you enjoy the lowest available rates on your transactions by detecting eligible card types and dynamically prompting for the fields required.
Our reporting provides real-time sale to cash reconciliation reporting, available on any device, for easier monitoring of business performance. We make it much easier for you to follow a transaction from sales to cash deposits.
Use pre-authorizations, deliver fuel, then capture the correct amount and let us take care of either reversing any outstanding authorization or capturing more on the credit card.
